PulteGroup DFW New Home Guide

Learn about the steps to build your new home with PulteGroup.

NEW HOME GUIDE

A Step-By-Step Guide on Your New Home from Contract to Close

Congratulations on the purchase of your new home!

NEW HOME GUIDE INDEX BOOK 1

3 Letter from the Division President

20 Home Expressions Stud io 21 What to Expect 22 Map to the Studio 2 4 What's Your Design Style 2 6 Letter from Construction Leadership 2 8 Build Quality Experience

4 Who We Are 5 7

Brief History of PulteGroup ® Who is PulteGroup ® Today

8 Milestones to Your New Home

10 Owner’s Entry 11 12

2 9 3 0

Details

Overview of the Program Homeowner Perks

Quality Commitment

How to Register

3 3 Construction FAQs

1 4 Financing Your New Home 15 Why Pulte Mortgage 16 Getting Started 17 Asset Verification 18 The PMC Difference 19 Pulte Insurance Agency

3 4 Closing on Your New Home 3 5 PGP Title 3 6 What to Bring to Closing

Letter from the Division President

Let me start by thanking you for choosing PulteGroup ® to build your new home. Whether you bought a Centex ® , Del Webb ® , or Pulte ® h ome, the same expertise based on over 70 years of experience will go into the building of your very own American dream. At 18 years old, Bill Pulte built and sold the first Pulte home for $10,000. From those modest beginnings in Michigan grew a legacy that has helped more than a half million families across the country find a place to call their own. Our promise to you is to deliver a high-quality home paired with an outstanding customer experience that will inspire you to recommend PulteGroup ® to family and friends long after closing on your home. We will deliver you a home 100% complete at closing , and stand behind our 10-year limited warranty. From that small house outside Detroit nearly 70 years ago to your new home, the satisfaction of our PulteGroup ® families has always been our greatest source of pride. It is my sincere wish that years of happiness and prosperity follow for you and your loved ones.

Thank you for choosing to be part of our legacy and for allowing us be part of yours.

Welcome home !

Bryan Swindell Division President

WHO WE ARE

We Build Consumer Inspired Homes and Communities to Make Lives Better

Brief History of PulteGroup ®

A true American success story, PulteGroup ® got its start in 1950 when 18-year-old William “Bill” Pulte, with help from his high school buddies, built a five-room bungalow near the city of Detroit, MI. In constructing his first home, Bill set the corner stone on what would grow into one of the largest and most successful homebuilding companies in this country’s history. In a world where less than one-third of new businesses ever get to celebrate their 10-year anniversary, PulteGroup’s long history of success is a testament to Bill’s vision and the passionate people who have worked to fulfill it over the years. Today, PulteGroup ® is the nation’s third largest builder with an unmatched capacity to serve homeowners as they move through all stages of their lives. Much has changed since Bill Pulte first picked up a hammer, but not the Company’s commitment to delivering a superior quality home and customer experience.

Who PulteGroup ® is Today

Since our founding in 1950, PulteGroup ® has delivered almost 750,000 homes throughout the United States. What began as a single home built by the hands and entrepreneurial spirit of our founder Bill Pulte, is today the nation’s third largest homebuilder with operations in over 40 major cities. Marketing under some of the industry’s best known brands: Pulte ® , Centex ® , Del Webb ® , DiVosta ® , American West ® , and John Wieland Homes and Neighborhoods ® , we can meet the needs of first-time, move-up and active- adult homebuyers.

MILESTONES TO YOUR NEW HOME

1 Meet with a Sales Consultant and complete a purchase agreement.

2 Complete an application with Pulte Mortgage ™ or the outside lender you choose .

3 Create an online Owner’s Entry account using your purchase agreement number .

4 Shortly after signing your purchase agreement, you will attend your design appointment where y ou will have the opportunity to personalize your new home.

Obtain your conditional loan approval within 60 d ays of application with Pulte Mortgage ™ or the outside lender you choose .

Attend 3 construction meetings with your Construction Manager: - Build Quality Introduction ( pre-foundation pour, meet your Construction Manager, review lot survey, and discuss the building process)

- Build Quality Pre-Drywall Orientation - Build Quality Pre-Closing Orientation - Build Quality Celebration ( f inal walk-through)

C lose on your home at PGP Title ™ (or your chosen company) and receive your keys!

We're still he re for you after you close on your home. You will be contacted by a member of our Customer Care Team for a Post Close introduction and then prior to the end of your 1st year warranty, the Built to Last Follow Up Meeting where we will verify home performance and ask for your valuable feedback on your new home.

OWNER’S ENTRY

Get the Most From Your Pulte Group ® Home With OWNER’S ENTRY

WELCOME TO THE NEIGHBORHOOD Owner’s Entry is a homeowners-only website where you’ll find special discounts, construction updates, maintenance guides, warranty information and other important details about your new home. After signing your purchase agreement, you’ll use your purchase agreement number to join the site.

pulte.com/ownersentry

delwebb .com/ownersentry

centex .com/ownersentry

BEING A PULTEGROUP ® HOMEOWNER HAS ITS PERKS. WITH OWNER’S ENTRY, YOU’LL GET VALUABLE EXTRAS.

Construction Updates Get automated updates on the progress of your new home, from breaking ground to home completion.

Discounts Take advantage of special homebuyer discounts from local and top retailers like Sherwin-Williams ® , PODS ® and more.

Home Details Easily access important details about your home’s specifications, such as paint colors, flooring selections and more.

Service Requests If you’ve got a question about your home or something isn’t working quite right, let us know. We are here to help.

IT’S EASY TO REGISTER FOR PULTE GROUP ® OWNER’S ENTRY Get started at your brand website: Pulte.com, Centex.com, or DelWebb.com

To learn more about Owner's Entry, on your brand website go to "Helpful Tools" then "Owner's Entry". To create your account, go to the "Login/ Register" button on the top right of your brand page.

2 Create an account by filling in the requested information.

3 Select "Yes" to indicate you are a homeowner. Be sure to use the exact name on your contract, and your purchase agreement number can be shown to you by your Sales Consultant.

FINANCING YOUR NEW HOME

Customers rank as the top lender within the new home industry.

HERE’S WHY:

CUSTOMER FIRST It’s our mission to put the customer first and provide extraordinary service 100% of the time. Our customers’ trust, happiness and success is why we do what we do. NEW HOME EXPERTS Nobody knows the timeline of your home’s construction better than we do. Because new home lending is our specialty, you can rest assured we won’t skip a beat.

DIGITALLY DRIVEN With just a click (or tap!) of a

button, borrowers can experience an intuitive, speedy and secure digital mortgage process from your desktop, smartphone or tablet.

YOUR MORTGAGE, YOUR WAY Our dedicated loan teams work with you to find the best solution to fit your needs. With our personalized experience, you can feel confident you’re choosing the best loan for you.

Discover the Pulte Mortgage Difference Today. PULTEMORTGAGE.COM

Getting Started with

From start to finish, we're here to keep things easy by providing a simple and secure digital lending experience. To help you get started, we've outlined the first steps below.

GET STARTED

CREATE YOUR ACCOUNT SUBMIT LOAN APPLICATION

Visit pultemortgage.com and click the "Start Your Loan Process" button. Once you create an online account, you'll receive an activation email prompting you to log in.

After logging in, follow the prompts to begin your Loan Application. To learn a bit more about you and your unique financial situation, we'll start by asking a few questions.

Once your Loan Application is submitted, you'll be directed to your Loan Dashboard. Your Loan Dashboard is where you can upload, update and view information pertaining to your loan.

JUMPSTART YOUR LOAN PROCESS WITH THE OPTION TO IMMEDIATELY AND SECURELY UPLOAD KEY DOCUMENTATION THROUGH YOUR LOAN DASHBOARD

Items we’ll ask you to provide online include : • 2 most recent paystubs • 2 months of most recent bank statements (Connect your accounts automatically for a faster and more secure experience!) • 2 most recent years of W-2s and/or tax returns • 1 government-issued ID

Although submitting this documentation early will result in a faster and easier experience for you, it’s entirely voluntary at this point in the process. Even if you don't provide these documents with your Loan Application, you can still apply for a loan and we'll provide you with a loan estimate.

Experience a faster loan process by importing your asset information automatically

IMPORTING AND VERIFYING ASSETS IS AS EASY AS 1, 2, 3!

Step One

Step Two

Step Three

Choose your bank from the list of popular options or search for your specific financial institution.

Using your financial institution’s credentials, securely login and select the account(s) you’d like to add.

Review your selected accounts and click “Save and Continue” when finished. Yup, it’s really that easy!

Loans subject to lender approval. Rates, terms, conditions subject to change without notice. Pulte Mortgage is an Equal Opportunity Lender. Licensing information: secure.pultemortgage. com/information/contactus.aspx or www.nmlsconsumeraccess.org. Pulte Mortgage LLC is an Equal Opportunity Lender, NMLS ID #1791 (www.nmlsconsumeraccess.org), corporate address: 7390 S Iola Street, Englewood, CO 80112, (800) 426-8898. Licensed as Pulte Mortgage LLC in: AZ – License #: BKBR - 0105420, BK – 0905246; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO; CT – (when only brokering) MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER; FL; GA; IL; IN; KY; MD; MA – Mortgage Lender and Mortgage Broker License numbers MC1791, MC1791-102; MI; MN; NV – Acting as a mortgage company; Branch NMLS #372947, 7255 S Tenaya Way, Ste #200, Las Vegas, NV 89113, (702) 914-4800; NJ – Licensed by the N.J. Department of Banking and Insurance, 750 US HWY No 202, Suite #500, Bridgewater TWP, NJ 08807, (908) 766-5877; NM; NY – Licensed Mortgage Banker - NYS Department of Financial Services, 7390 S Iola Street Englewood, CO 80112; NC; OH – 387 Medina Road, Ste 1800, Medina, OH 44256; 475 Metro Place South, Ste 205, Dublin, OH 43017;OR; PA; RI - Rhode Island Licensed Lender and Rhode Island Licensed Loan Broker; SC; TN; TX; VA; WA – Consumer Loan License #CL-1791, CL-153551, CL-210030, CL-265538, CL-372947 and CL-203807.. For licensing information, go to: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1791 or https://secure.pultemortgage.com/Information/Contactus.aspx. This information is subject to change. All loans are subject to loan qualification and underwriting of the lender.

In a national benchmarking survey that measures the loan experience for more than 100,000 customers annually, Pulte Mortgage scored higher than the competition in every category for new construction lending. Stacking up against the competition.

Category

Competition

Overall satisfaction

Likelihood to work with again

Likelihood to recommend to a friend

Experience with Loan Team

Application process

Loan offerings

Closing experience

Cost

*Statistics pulled from MortgageSAT Q4 2018 Report comparing Pulte Mortgage results with other mortgage companies owned by a national homebuilder.

Start your home financing process today at PulteMortgage.com

5 REASONS WHY THOUSANDS OF CUSTOMERS CHOOSE

As a proud member of the PulteGroup Family of Companies, we have decades of knowledge and a strong understanding of the homebuilding process - allowing us the unique opportunity to provide an exceptional insurance experience that stands out from the competition.

INTEGRATED WITH YOUR PULTEGROUP HOMEBUILDER As the experts in insuring PulteGroup new home construction homes, we work hand-in-hand with your homebuilder to create an easy, streamlined and enjoyable experience. COMPREHENSIVE COVERAGE + COMPETITIVE RATES At Pulte Insurance Agency, we partner with 20+ insurance providers to ensure our customers are receiving a great rate and comprehensive coverage to fit their needs. BUNDLE WITH OUR FULL-SERVICE, ONE-STOP SHOP We are a full-service agency that offers all the coverage you’ll need to feel protected. From auto and flood to umbrella and more, we make it convenient to bundle your insurance policies. CUSTOMER CARE COMES FIRST It’s our mission to put our customers first and provide extraordinary service 100% of the time. Our customers’ trust, happiness and peace-of-mind is why we do what we do! 55,000 POLICYHOLDERS NATIONWIDE (AND COUNTING!) With decades of experience and more than 55,000 customers serviced nationwide, it’s no surprise that over 87% of our customers choose to stay insured with us year-over-year.

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Get started on your personalized quote today by calling our National Sales Center at 888.214.9899 or by emailing us at PulteInsuranceAgency@InsuranceMail.com

WWW.PULTEINSURANCE.COM

CA LICENSE #0K88274

When you buy a to-be-built Pulte or Del Webb home, you will have the opportunity to visit the Home Expressions Studio to make your personalized selections for your home. If you purchased an inventory home already underway, or a Centex home, your Sales Consultant can show you the selections chosen for your new home.

What should I expect at the PulteGroup ® Home Expressions Studio ?

One of the most appealing aspects of building a new construction home is having the ability to choose the features and finishes that best fit that narrative of your family’s story. While some decisions will be influenced by practicality and others will be influenced by taste, make no mistake, by the time we complete our appointment your new home will be unequivocally and uniquely… you. Here are a few things to consider before our appointment. • How long will my appointment take? Design appointments on average take 2-3 hours. It is important to come prepared and allow the full time in your schedule to review all options and make your selections. We also ask that you come prepared to make final decisions on all interior selections during your appointment time. • Do all parties on the contract need to attend? We do encourage this; however, it is not required. We request that only the decision makers be at the appointment to provide a focused environment for making decisions regarding your new home. Please note, due to limited space in the Home Expressions Studio , we can accommodate only you, the buyers, during your appointment. • May I bring my children? No, we cannot accommodate children in the Home Expressions Studio . The studio has heavy samples, and it is dangerous for children. Additionally, there are multiple buyers in the showroom choosing their selections, and we like to give everyone the opportunity to focus on their selections with minimal distractions. Unfortunately, childcare is NOT available at the Home Expressions Studio , so we ask that you make advance arrangements if needed. • What if I am running late? Please do your best to be prompt so we can give you our full attention. If you arrive more than 30 minutes late, we will need to reschedule your appointment. • Am I able to change my selections after my appointment? All selections are final after you complete your final design center appointment. • Do you offer virtual appointments? All appointments are in person with one of our design professionals so that you can have all the benefits of seeing the selections available to you in person. We will do our best to accommodate your schedule if you will be traveling from out of town. • Do I have to pay my deposit at the end of my design appointment? Can I use my credit card? A deposit in the amount of 35% of your selected design options is due at the end of your final design appointment. You may not pay with a credit card, but you can use a debit card or your bank account/routing number as you did when you paid your earnest money deposit.

The photographs depict a vignette containing features or designs that may not be available on all homes or thamay be available for an additional cost, as well as appliances, features and designs that may not be available on all homes or that may be available for an additional cost. This material shall not constitute a valid offer in any state where prior registration is required or if void by law. ©2019 Pulte Homes of Minnesota LLC. All rights reserved. BL#BC627273. 6.24.19 Let’s get started!

Welcome to the PulteGroup ® Home Expressions Studio

PulteGroup ® Home Expressions Studio 9111 Cypress Waters Blvd., Suite 145 Coppell, Texas 75019

Congratulations on your new home and welcome to the PulteGroup ® Home Expressions Studio !

We are located in Coppell, Texas in the Cypress Waters Business Park at I-635 and Belt Line Road.

Look for the Pulte Visitor Parking conveniently located at the front of the building.

Once in the building, you will pass the glass offices to your left (PulteGroup ® ) and right (PGP Title ™ ). Turn right down the first hall and the Home Expressions Studio is located straight at the end in Suite 145.

For any assistance finding the building, you can contact the PulteGroup main office at 972-304-2810.

We look forward to working with you!

What’s your style?

MODERN A style that focuses on minimalism,

neutral colors, and clean lines.

TRADITIONAL A mix of elegance tinged with hominess, refinement without being

stuffy and a pitch-perfect balance of formal and casual.

TRANSITIONAL The meshing of modern and traditional elements that result in a cohesive, timeless design.

What’s your tone?

WARM Rich chocolate brown cabinetry, Gold accessories, natural woven area rug.

NEUTRAL Shiplap wall, white washed accessories, Greige hue of wall paint.

COOL Grey two-tone center island, brushed nickel hardware and pendant lighting, bright white cabinets.

Letter from the Vice President of Construction Operations

Why do we hold ourselves to a higher quality standard at Pulte Group ® ? It’s because after the worksite is packed up and final inspections are completed, the important stuff happens. From tea parties and movie nights, to holidays and family reunions, we take seriously that we are building a home for your most precious memories. Much more than lumber and nails, it is a structure for life to happen. To us, of course, that is worth getting right. Our approach is different. We take as much pride in your home as you do. We build homes as if our own families will live in them. The passion and commitment of our team transcends the quality materials and precise craftsmanship that your home deserves; we also provide the level of care and attention that your family deserves. Congratulations on your new home. Thank you for choosing Pulte Group ® as a partner on this journey. Beyond our commitment to delivering a quality built home, we’re committed to answering any questions you have along the way.

We can’t wait to get started.

Gary Davis Divis i on Vice President of Construction Operations

THE BUILD QUALITY EXPERIENCE ™

BUILD QUALITY EXPERIENCE ™

WHAT TO EXPECT WHEN YOU PARTNER WITH PULTE GROUP ® When you build a quality new home with Pulte Group ® ,we are with you every step along the wa y. That is what the Pulte Group ® Build Quality Experience ™ is all about: a step-by-step process that fosters communication, attention to detail and paramount quality. When your home is finished, it’s covered by a new home limited warranty.

YOU WILL MEET WITH YOUR PULTE GROUP CONSTRUCTION MANAGER DURING THESE FOUR STEPS:

PRE - CLOSING OR I ENTATIO N

PRE-DRYWALL ORIENTATION

INTRODUCTION

CELEBRATION

When your home is complete, it’s time for Celebration! You and your Construction Manager will meet at the home and validate your home is complete. Once you sign off that your home is complete, we will celebrate the completion of your new home and you will be off to closing! Now, your new Pulte Group ® home is ready to be enjoyed by you.

Before we put up the drywall, you will be given a guided walk-through to show you your home’s mechanical

The experience begins with the Introduction, where you will meet your Construction Manager. He or she will go over everything from the homesite to your plan selections. This is also when you will establish a communication plan for the homebuilding process because communication is key.

The Construction Manager will provide you a guided tour through your new home to review the expectations of the products, functionality, maintenance, and warranty. You’ll also confirm that your options are installed correctly and that your home is complete. In the event any issues or concerns arise, your Construction Manager will document and complete prior to the Celebration.

systems that will soon be enclosed. This is our

opportunity to show you the quality features that have been built into your home. It’s also your first chance to really envision what the actual living space will be like.

THE COMPLETE PULTE GROUP ® BUILD QUALITY EXPERIENCE ™

INTRODUCTION 1.

FOUNDATION INSPECTION

FRAME INSPECTION

MECHANICAL INSPECTION

PRE-DRYWALL ORIENTATION

Your Construction Manager willinspect your new home’s foundation to make sure everything is off to a great start. After that, the local municipality will also conduct its inspection of the foundation.

At this stage, your Construction Manager inspects your home’s framing, with an eye for quality to ensure your home is built to last.

Before we put up the drywall, you will be given a guided walk-through to show you your home’s mechanical systems that will soon be enclosed. This is our opportunity to show you the quality features that have been built into your home. It’s also your first chance to really envision what the actual living space will be like.

This time will be utilized by your Construction Manager to review your home’s insulation, plumbing, electrical and mechanical installations, and confirm that all the mechanical options have

This is when you meet your Construction Manager— your partner throughout the experience. He or she will go over everything from your plan selections and options, to establishing a communication plan that works for you.

been included and properly installed.

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FINAL INSPECTION

HOME COMPLETE CONFIRMATION After your Construction Manager’s Final Inspection, another Pulte Group ® team member performs an additional independent quality review to ensure the home is ready for the Pre-Closing Orientation.

CELEBRATION

FEEDBACK

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PRE-CLOSING ORIENTATION

After closing, you’ll have an opportunity to give feedback on your home and homebuilding experience. A year later we will be in contact again for valuable feedback based on daily living. We care about your opinion and this feedback is how we constantly improve our homes and the Build Quality Experience.

This is the stage right before final completion of your home. At this stage, your Construction Manager reviews the components in your home. This is your Construction Manager’s official verification of the quality in all aspects of your nearly completed home.

When your home is complete, it’s time for

The Construction Manager will provide you a guided tour through your new home to review the expectations of the products, functionality,

Celebration! You and your Construction Manager will meet at the home and validate your home is complete. Once you sign off that your home is complete, we will celebrate the completion of your new home and you will be off to closing! Now, your new Pulte Group ® home is ready to be enjoyed by you.

maintenance, and warranty. You’ll also

confirm that your options are installed correctly and that your home is complete. In the event any issues or concerns arise, your Construction Manager will document and complete prior to the Celebration.

OURCOMMITMEN Our building practices meet or exceed industry requirements. With over OUR COMMITMENT TO QUALITY Our building practices meet or exceed industry requirements. With 70 years of experience, we have homebuilding down to a science.

Pulte Group ® Construction Standards

meet or exceed those of the industry.

We strictly follow all speci f i cations for

every system, as well as those for the

f i t and f i nishes throug hout the

house. Independent auditors regularly

conduct inspections for veri f i cation

and quality control.

DURABILITY

ENGINEERED: Slab-on-grade, post-tension wae design to increase strength. VAPOR BARRIER: Installed beneath slab to help minimize intrusion of vapor, moisture and gases.

Foundation

ENGINEERED: Peace of mind knowing the structure complies with code and sound engineering principles.

Framing

DRAINAGE PLANE: Laminated sheathing and penetration ashing installed behind exterior veneers and under roof shingles to direct water away from home, reducing moisture intrusion.

Exterior Veneer and Roofing

WATERPROOFING: Moisture and mold resistance backer board and waterproofing membrane installed in wet areas.

Showers & Tubs

BUILD QUALITY INSPECTIONS: Construction Managers perform multi-stage inspections in addition to multiple internal audits to ensure conformance to Pulte Group ® Construction Standards 3rd PARTY INSPECTIONS: Foundations inspected both pre- and post-pour to ensure compliance with engineered design. Additional inspections of insulation, draftstopping and HVAC ductwork to ensure the energy efficiency of your home.

Quality Assurance

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MENT TO QUALITY th over 65 years of experience, we have homebuilding down to a science. OUR COMMITMENT TO QUALITY Our building practices meet or exceed industry requirements. With 70 years of experience, we have homebuilding down to a science.

ENERGY EFFICIENCY

AIR BARRIER: Foam, tape and caulk installed to limit air from entering or exiting your home. ATTIC INSULATION: R-38 blown-in insulation and radiant barrier roof decking reduce summer heat gain and cooling costs.

Insulation and Draftstopping

LOW EMISSIVITY: Installed to control heat transfer and reduce energy loss.

Windows

Heating and Cooling

HVAC Systems: Appropriately sized to deliver eciency, lower energy consumption and energy bills.

ENERGY EFFICIENT: Chosen to help reduce monthly utility bills, while providing high-quality performance.

Appliances

FINISH DETAILS

NATIONAL BRAND PARTNERSHIPS: Premium design and details for your home through our national partnerships with Moen ® faucets, Whirlpool ® appliances, Shaw ® ooring, Sherwin-Williams ® paints, and Lennox ® HVAC equipment.

Fixtures and Finishes

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CONSTRUCTION FAQs

Can my family make visits to our home during construction? Absolutely. This is your family’s process to enjoy and observing the progression of your home is one of the most rewarding parts. We do ask that you make an appointment with your Pulte Group ® Field Team 24 hours prior to visiting your home. Between work and a busy family schedule, meetings during business hours are difficult to accommodate. Is it possible to meet with my Construction Manager during evenings and weekends? W e hope with advance warning and proper planning, we’ll be able to find dates and times that work for your schedule during the workday. Our Construction Managers are staffed on-site during regular business hours to manage the build process while the work is being completed.

Is it possible to store some of my personal belongings in the garage or basement prior to our closing date?

No, we do not allow storage of any personal belongings prior to close.

I’ve signed my purchase agreement, attended my design meeting and have completed my selections. Am I able to make changes? Home construction is a linear process dependent on making deadlines. To ensure a process that works for all parties involved while keeping us committed to the schedule we’ve promised, we cannot permit changes in selections after they have been made.

Can I use my own contractor or vendor to install items or make modifications to the home prior to closing?

No, only PulteGroup ® trade partners are allowed to perform work on the home. Any modifications made by non-PulteGroup ® trade partners will be removed.

My loan disclosure shows a closing date. Is this accurate?

More than likely no. The date ranges provided by your Construction Manager and Sales Consultant will always be more accurate until an actual date is communicated.

When will I know my closing date?

Your Construction Manager and Sales Consultant will keep you well informed throughout the construction process. The actual closing date will be communicated approximately 30 days prior to closing.

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CLOSING ON YOUR NEW HOME

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Congratulations, it’s almost time to move into your new home!

APPROACHING THE FINISH LINE As your closing your closing date approaches, t he confirmation of your closing from PGP Title will include a Save the Date Letter, FAQ’s, and Closing Day Reminders. Please read the documentation in its entirety. PGP Title will keep you informed of major milestones as we near your closing date! You are not required to use PGP Title and you may use another title company of your choosing. See your S ales C onsultant for details. SUMMARY OF THE TITLE AND CLOSING PROCESS Your closing process will be handled by PGP Title and will typically take 60-90 minutes to complete (closings utilizing Docu S ign will take 30 minutes or less) . PGP Title begins to prepare for your closing as soon as you sign the purchase agreement for your new home! If you are purchasing title insurance, a title search will be undertaken to review legal transfer of ownership and outstanding encumbrances on the property. Upon completion of the title search, a title commitment will be issued to notify you of insurance requirements for the proper transfer of ownership and the terms of title insurance offered. PGP Title will then partner with your lender and Pult eGroup ® to prepare all required documentation to be signed at closing. We will also partner with your lender and Pulte Group ® to finalize the final figures due at closing and will disclose the final figure to you along with directions for remittance prior to closing. Upon your closing day, we will explain documents, answer any non-legal questions you may have, ensure proper signatures by all parties, complete the recording process with the County Office and disburse funds to all parties. After recording, your Owner’s Policy will be issued to insure the purchase of your new home. Once all title and purchase documents have been signed, reviewed for approval by applicable parties and funds have been remitted, you will be provided with a Key Release which you can take to the sales office to obtain your keys. - PLEASE NOTE - Although we understand the excitement of the day and the coordination of moving activities, Pulte Group ® and PGP Title ™ are unable to grant access to the home or garage prior to keys being released. Please keep this in mind when scheduling movers, setting up deliveries and/or setting up utility installations (e.g. cable or security systems).

PGP TITLE IS HONORED TO PARTNER WITH YOU DURING THIS EXCITING TIME IN THE NEXT STEP OF YOUR LIFE!

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WHAT TO BRING ON YOUR CLOSING DAY

1. PHOTO IDENTIFICATION Your signature will be notarized on various loan and title documents, so bring your valid state or federal issued photo identification, such as a driver’s license or passport, to the closing — even if your purchase is to be made solely with your own cash. 2. FUNDS PGP Title will calculate the amount of money you need to bring to the closing and also provide direction on the methods for remittance based off of the amount due. You may want to include a small overage as a cushion to cover any unanticipated closing costs or small fluctuations.

Please reach out with any questions or concerns and we will be happy to provide guidance. Our goal is a pleasant, smooth and efficient closing for you!

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Financing available through Pulte Mortgage LLC. All Loans are subject to underwriting and loan qualifications of the lender. Rates, terms, and conditions are subject to change without notice. Pulte Mortgage LLC is an Equal Opportunity Lender. NMLS Entity Identifier #1791. Additional licensing information available at: https://secure.pultemortgage.com/Information/ContactUs.aspx or www.nmlsconsumeraccess.org. TX – 9111 Cypress Waters, Suite 100, Dallas, TX 75019, 1311 Broadfield Blvd Suite #100A, Houston, TX 77084, 9401 Amberglen Blvd, Building I, Suite #150, Austin, TX 78729, 1718 Dry Creek Way, Suite 120, San Antonio, TX 78259, 7390 S Iola Street, Englewood , CO 80112 NMLS #1791 Pulte Homes includes a transferable limited home warranty that is subject to terms, conditions and limitations. Please see the full warranty for a complete list and description of the terms, conditions and limitations. Warranty offered in California and New Jersey is different. See sales consultant for details on warranties offered in those states. The energy savings features in each community will vary depending upon the floor plans, elevations, design amenities and the location of the community. Actual energy costs and/or usage are dependent on a number of factors, including utility rates, energy consumption, home maintenance, energy conservation practices, home orientation, and surrounding climate and weather conditions. Builder does not guarantee or warrant any actual energy costs savings. At Del Webb communities, at least one resident must be 55 years of age or older, no one under 19 (18 in certain communities) in permanent residence, and additional restrictions apply. Some residents may be younger than 55. Community Association fees may be required. See a sales consultant for details. The photographs depict models containing features or designs that may not be available on all homes or that may be available for an additional cost. This material shall not constitute a valid offer in any state where prior registration is required or if void by law. Centex ® , Pulte Homes ® , Del Webb ® , PulteGroup ® , John Weiland Homes and Neighborhoods ® , American West ® , PGP Title™, DIVOSTA ® , Pulte Mortgage™, and Build Quality Experience™ are a trademark or registered trademark of PulteGroup, Inc. and/or its affiliates. All other trademarks shown and not owned by PulteGroup, Inc. and/or its affiliates are the property of their respective owners. ©2021 PulteGroup, Inc. and/or its affiliates. All rights reserved (08- 04-2023 )

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